||Today’s insurance pricing has both “human” involvement (underwriters) and algorithms consisting of FACTORS from both actual claims reported and programs in place to reduce and manage future claims.
Risk Management is identifying sources of potential claims and to generate plans and programs to mitigate them from happening and controlling costs when they do.
Often this process includes helping to improve the culture or attitude towards safety with your employees.
Our agency staff with the help of insurance company “loss control” departments and a third party partnered firm, can assist in devising plans to fit your company.
If it is reducing Worker’s Compensation, Commercial Auto, General Liability or Property frequency or severity, our staff has tools to help with your efforts.
This is the future of Insurance and something that goes beyond the quoting and pricing you are used to. This value added service gives you the tools to always have in place best practices plus the components from a safety standpoint which makes you shine in front of the insurance marketplace.