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You're covered in a variety of accidents and situations

  • You hit an animal
  • An animal runs into your car
  • An animal burrows into your car (sounds crazy, but sometimes raccoons tear into seat cushions, or rodents make nests under the hood)

Note: Your vehicle can still be covered if you swerve to avoid hitting an animal and then hit another vehicle/object or overturn your car. But, that would instead be covered by collision and not comprehensive. Collision is also an optional coverage.

See a comparison of comprehensive vs. collision.

What to do when you hit a deer

Move your vehicle to the side of the road, away from the animal

Call the police and let them know if the animal is blocking the road

Stay away from the deer or animal! The police are responsible for moving it, and it may be frightened and could harm you

Contact your insurance company to file a claim

Double-check your car to make sure it's safe to drive, specifically looking for leaking fluid, broken lights, a hood that won't stay latched, etc.

If you have roadside assistance or comprehensive coverage on your auto insurance policy with Progressive, we'll even help with towing.

 

Posted 12:29 PM

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